Standard Chartered Bank Job Vacancy in Kenya : Credit Analyst – Retail Clients

	Job Description
	Appraising and approval of personal loan applications falling within delegated authority and supporting those outside the authority; • Ensuring that the Retail Clients Credit Policy and standards are complied with and that all applications received are subject to these and the established processes and rules.
	Key Roles & Responsibilities
	Managing the day-to-day operations of credit analysis process to ensure effectiveness and efficiency. • Processing and approval of personal lending applications falling within delegated authority and supporting those outside the authority; • Identifying areas of weaknesses and risks in the credit process and escalating these to the CCH; • Undertake and own responsibilities assigned on risk management by CCH; • To determine workflow within credit analysis that will result in agreed TAT and response time to branches and sales outlets; • Recommend approval/decline of facilities new and renewals; • Ensuring that Retail Clients Credit Policy and Standards are complied with and that all applications received are subject to these and the established credit process; • Legal, regulatory, economic and compliance including the following; - Ensure compliance with the Group’s standard and regulatory requirements pertaining to money laundering and KYC; - Participate in and/or support the Bank’s effort to combat money laundering; - Exercise due care and diligence on matters related to Money laundering and KYC in the day to day operations, which include account opening and reviews, transaction monitoring, reporting suspicions, customer communication, implementing new requirements, updating and revising operating procedures, acquire relevant knowledge and training, provide support to superior and subordinates.
	Qualifications & Skills
	Graduate with 2 year experience in Credit or business. • Personal credit skills • Good negotiation and communication skills. • Understands market trends and can interpret impact on the Retail Clients portfolio • Full knowledge of Retail Clients Products and those of the competitors • Good Computer skills with knowledge of the Credit MIS • Strong analytical skills and attention to detail • Basic Project management skills

The post Standard Chartered Bank Job Vacancy in Kenya : Credit Analyst – Retail Clients appeared first on Jobs in Kenya.